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50+ Interest Checking

 

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50+ Interest Checking

Features Include:

  • Competitive interest for those 50 years or over
  • Free first order of checks
  • Free debit card
  • Welcome gift
  • No minimum balance
  • No monthly service charge

Open Account

 

Already an Existing Member?

Log In to Apply

Under Accounts click on "Open an Account"
Then select "Apply for a New Account here"
And choose 50+ Interest Checking to begin

Every Checking Account Includes:

Direct Deposit

Direct Deposit is safe and secure, and it’s easy to sign up. When you have your paycheck or benefit check directly deposited into your American First Credit Union account, you’ll get immediate access to your funds each payday. And, you’ll eliminate the risk of check fraud and lost or stolen checks. In most cases, just take our Direct Deposit Request form to your payroll/benefits department. 

Direct Deposit Request Form What You'll Need

You can always call us at 800-290-1112 or visit any American First branch and we’ll be happy to help.

 
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Debit Mastercard® Benefits

Enjoy the following benefits when you choose the American First Debit Card:

  • Mastercard Global Services
  • Mastercard ID Theft Protection
  • EMV-chip technology
  • 3-digit security code for enhanced security
  • 24/7 fraud monitoring
  • Zero liability so you only pay for what you purchased
  • Automatic Billing Updater
Earn Points with uChoose Rewards
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Connect your card to your Apple Device using Apple Pay®
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Make digital payments using Zelle®
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Personal Checking Rates

As of 03/28/2024

CD Rates
Checking Account Opening Deposit APY
Totally Free Checking $50

N/A

Easy Interest Checking $50

0.05%

50+ Interest Checking $50 0.05%
Preferred Interest Checking ($0.01 - $1,499.99) $50 0.05%
Preferred Interest Checking ($1,500 and up) $50 0.10%

^Youth savers ages 13-17 may open a Totally Free, Easy Interest, or Preferred Interest Checking account with a parent or guardian. *Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. APY (Annual Percentage Yield) subject to change without notice. Minimum balance to earn APY is $0.01 for checking accounts that earn dividends. Fees could reduce earnings. Refer to Schedule of Fees & Services for details.

 

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