Save for a Merrier Holiday
Every year, you probably wonder how the holidays snuck up on you so quickly! Next year, be ready with a Holiday Club account. Put money aside all year and get an automatic payout to your American First checking or savings account in November, just in time for seasonal shopping and activities!
- Save for your holiday purchases throughout the year
- Open an account for just $5
- Higher interest rate than a regular savings account
Ready to get started? Open your new account in just 3 minutes or less. It's quick, easy, and secure—start now!
Start Now
Already an Existing Member?
Follow the link above, then select the Log In option next to
"Already Have an Account?" located in the upper right-hand corner.
View Our Rates
As of 07/15/2025
Account
Opening Deposit
Minimum Balance for APY
Dividend Rate
APY
Holiday Club Savings
$5
$5
0.25%
0.25%
Big Prize Savings
$25
$500
$3,000
0.05%
0.05%
0.05%
0.05%
Regular Savings
$50
$500*
$3,000
0.05%
0.05%
0.05%
0.05%
APY = Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
Holiday Club account funds are available for withdrawal Nov. 1 to Dec. 31. No fee to withdraw during the open period Nov. 1 to Dec. 31, otherwise $10.
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