Banking

Adults, we can all agree, establishing good credit at a young age is extremely important. As a parent, it can be a challenge to introduce a credit card, build good credit, and explain how it can affect them later in life. Keep reading to learn some tips and tricks for getting your young adult started with a credit card to begin building good credit. 

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Opening a bank account for your child is an important step in teaching them about money management and setting them up for financial success in the future. But when is the right time to open a bank account for your child, and what type of account is best? Let’s dive in! 

The timing for when to open a bank account for your child will depend on their...

If you have a teenager at home, you know that their phones go everywhere that they go. Teens use their phones to message their friends, play games, browse the internet and much more. But smartphones can do so much more than even that, including making quick transactions using mobile wallet applications. Many retailers now accept purchases from mobile wallet apps for both in-person and online purchases. American First Credit Union wants you to know what mobile wallet apps can provide, and how teenagers...

College is a fantastic learning experience for young adults but can often be a very expensive time of life. While many wouldn’t change their college experience for anything, we can all agree there would have been some things we would have done differently financially. Keep reading for some money tips for college students!

What may seem like a given, in a time...

A Home Equity Loan and Home Equity Line of Credit are both loans that use your home as collateral. Though they are very similar, they are different loans. Keep reading to learn what a Home Equity Loan and Home Equity Line of Credit are, their differences, and their benefits!

A Home Equity Loan and Home Equity Line of Credit, commonly known as a HELOC are both loans which use your home as collateral. Both are...

We all heard to have a good credit score, but many people do not know what a credit score is, and this is ok we are here to help! Having a good credit score is a lifeline for your future, so it is very important to know what a credit score is, how it can be positively and negatively impacted, and why it is so important to everyone. Take a few minutes to brush up on your knowledge of credit and how you can have a good credit score.