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4 Challenges to Test Your Money Management
January 11, 2021
We may all think we know a thing or two about finances, but do we really know it all? There’s always more you can learn to better yourself and that includes money management skills. Today, we’ll give you five challenges to test your money management in order to whip your finances into shape!
1. 52-Week Money ChallengeThis is a fun one! This occurs weekly for a whole year,...
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5 Major Life Purchases to Plan For
December 7, 2020
Once you enter adulthood, your finances become your own and major life purchases quickly approach. While not all of these purchases take place at the same time nor is everyone guaranteed to make them all, the average person will make most of these purchases at some point in time. Continue reading to be better prepared for your financial journey in the future!
1. New CarThat car you got when you turned 16 won’t...
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Apps to Help You Save Big Bucks While Holiday Shopping
December 1, 2020
Categories: Digital, General, Savings
It’s no surprise that holiday shopping can often put a big dent in the wallet, especially if you go in unprepared. After you make your shopping list, consider these apps that can help make the most of your savings while you shop! Keep reading to find out which tool can best help you this holiday season!
Looking for Online Deals?Shopkick is a great app for your online shopping needs – big or...
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How to Avoid Overspending on Black Friday
November 24, 2020
Categories: Digital, General, Holiday
For many shoppers, Black Friday and Cyber Monday are the signal to begin their holiday shopping, while it is merely a good time to pick up a few bargains for other consumers. With stores slashing prices on many items, it's an excellent time to save money. However, it's also easy to overspend.
This year’s holiday shopping will be different than any other year. With new shelter-in-place and lockdown orders being announced, consumers will all... -
These New Year’s Resolutions Are Game-Changers
November 16, 2020
Categories: General, Holiday, Savings
As the new year quickly comes around, it’s time to consider what this year’s resolution will be. These resolutions aren’t about working out, eating healthy or losing weight – they're all about money moves. 2021 is the year to rethink your finances, stick to a budget and rid yourself of debt! Keep reading to find a resolution that works for you.
Rethink Your BudgetDon’t let the idea of a...
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The Secret to a Cheaper Holiday Season
November 9, 2020
Categories: General, Holiday, Savings
As the holidays quickly approach, managing your money wisely becomes difficult. We shower our loved ones with gifts, celebrate the season with fancy dinners, and go all-out on new décor. The budget tends to go out the window when the holidays come around. There’s no harm in enjoying the holiday season, but this blog will help you make sure you don’t enter January with empty pockets.
Set a Realistic BudgetOdds...
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AFCU Provides Space for Conversation with Men of Color
October 19, 2020
Categories: Community, COVID-19, General, Youth
It’s a Friday night, and is it time to binge-watch The Office on Netflix? Not with MSI (Make Success Initiative) – Fullerton. MSI helps to foster academic success, establish a support network of mentors, and increase graduation and retention rates of Cal State University, Fullerton’s men of color. MSI has proven effective at improving the GPA and graduation rates of its scholars. On September 25, 2020, their students chose to spend their Friday fostering life and professional...
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Why is Having an Emergency Fund a Necessity?
October 12, 2020
The recent events causing widely experienced job loss has been a clear reminder of how important emergency funds are. When layoffs or other unexpected circumstances take place, having a backup fund will be what keeps the rest of your financial life going in a positive direction.
What’s an emergency fund?An emergency fund is money you’ve...
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Simple Money-Saving Advice for Big Families
September 21, 2020
Categories: General, Savings, Youth
With each new addition to your family, expenses rise and finances can become more difficult to manage. But that’s no reason not to enjoy having a big family! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible.
Check the Discount StoresGoing to a thrift store or discount...
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I’m in Debt – What Should I Do?
August 10, 2020
Categories: General, Loans, Savings
While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out.
1. Clean Out Your House & Sell What You Don’t UseStart small and simply sell the things...