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Preferred Interest Checking

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Preferred Interest Checking

Features Include:

  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No monthly service fee with a daily minimum balance of $1,500 or more*
  • Free first order of checks
  • Free debit card
  • Welcome gift

Open Account

*Minimum balance of $1,500 required to waive low $8 monthly fee. 

Every Checking Account Includes:

Direct Deposit

Direct Deposit is safe and secure, and it’s easy to sign up. When you have your paycheck or benefit check directly deposited into your American First Credit Union account, you’ll get immediate access to your funds each payday. And, you’ll eliminate the risk of check fraud and lost or stolen checks. In most cases, just take our Direct Deposit Request form to your payroll/benefits department. 

Direct Deposit Request Form What You'll Need

You can always call us at 800-290-1112 or visit any American First branch and we’ll be happy to help.

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Debit Mastercard® Benefits

Enjoy the following benefits when you choose the American First Debit Card:

  • Mastercard Global Services
  • Mastercard ID Theft Protection
  • EMV-chip technology
  • 3-digit security code for enhanced security
  • 24/7 fraud monitoring
  • Zero liability so you only pay for what you purchased
  • Automatic Billing Updater
  • Use your card to be entered to win a $10,000 Priceless Surprises gift card courtesy of Mastercard®
Earn Points with uChoose Rewards
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Connect your card to your Apple Device using Apple Pay®
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Protect your purchases using CardValet®
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Make digital payments using Zelle®
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Personal Checking Rates

As of 07/23/2021

CD Rates
Checking Account Opening Deposit APY
Totally Free Checking $50


Easy Interest Checking $50


50+ Interest Checking $50 0.05%
Preferred Interest Checking ($0.01 - $1,499.99) $50 0.10%
Preferred Interest Checking ($1,500 and up) $50 0.15%

^Youth savers ages 13-17 may open a Totally Free, Easy Interest, or Preferred Interest Checking account with a parent or guardian. *Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. APY (Annual Percentage Yield) subject to change without notice. Minimum balance to earn APY is $0.01 for checking accounts that earn dividends. Fees could reduce earnings. Refer to Schedule of Fees & Services for details.


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