Important Information

Fraudsters can be convincing. American First Credit Union will NEVER ask for your username, password, access code, token, or PIN. Do NOT provide it, even if the caller ID appears to be from us. If you receive suspicious communications, don’t respond.

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Personal Checking Accounts

Savings That Go Where You Go

ID Theft Aid
ID Theft Aid2,3
A host of identity products to keep you safe.
Cell Phone Protection
Cell Phone Protection2,3
Phone broken or stolen? You’re covered with repair or replacement.
Roadside Assistance
Roadside Assistance2
Available 24/7 and free to use, covers up to $80 in covered service charges.
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Financial Wellness4
Life and estate planning tools to protect you and your family, making it easy for you to protect the things that matter most.
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BillShark4,5
Experts negotiate your internet, TV, cell phone, and home security services on your behalf.
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BaZing Savings
BaZing Savings1
Shop local, save local. Discover discounts and national retailer deals.
Health Savings
Health Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services.
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Buyer's Protection
& Extended Warranty2,3
Items are protected for up to $2,500 per item if theft or accidental breakage occurs.
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Pet Insurance4
Discounted pet insurance and savings on other pet care services and products.
Anywhere Banking Tools
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement.

 

Choose Your Advantage

Platinum Advantage Interest Checking

  • Interest Earning Account
  • Local Deals
  • ID Theft Aid
  • Cell Phone Protection
  • Buyers Protection
  • Extended Warranty
  • Health Savings Card
  • Financial Wellness
  • Estate Planning
  • Roadside Assistance
  • Billshark Negotiaton Service
  • Discounted Pet Insurance
  • Nationwide Travel Savings
  • Entertainment Savings
  • Online Retail Savings
  • Anywhere Banking Tools
  • $12.95 Monthly Service Fee. No fee if an average daily balance of $5,000 and above is maintained.

Gold Advantage Checking

  • Local Deals
  • ID Theft Aid
  • Cell Phone Protection
  • Buyers Protection
  • Extended Warranty
  • Health Savings Card
  • Financial Wellness
  • Estate Planning
  • Roadside Assistance
  • Billshark Negotiaton Service
  • Discounted Pet Insurance
  • Nationwide Travel Savings
  • Entertainment Savings
  • Online Retail Savings
  • Anywhere Banking Tools
  • $6.95 Monthly Service Fee

Simple
Checking

  • Anywhere Banking Tools
  • $5.00 Monthly Service Fee. No fee if an average daily balance of $500 and above is maintained OR 10 completed debit card transactions within the month.

 

Every Checking Account Includes:

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Debit Mastercard® Benefits

Enjoy the following benefits when you choose the American First Debit Card:

  • Tap-to-pay technology
  • 24/7 fraud monitoring
  • Zero liability so you only pay for what you purchased
  • Mastercard Global Emergency Service
  • Mastercard ID Theft Protection
  • Mastercard Transit Benefit
Earn Points with uChoose Rewards
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Connect your card to your Apple Device using Apple Pay®
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Make digital payments using Zelle®
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Value Proposition for Platinum Advantage Interest Checking with BaZing: $1,255.00. Total annual cost ($12.95/month) = $155.40. Total net annual value = $1,099.60. Value Proposition for Gold Advantage Checking with BaZing: $1,255.00. Total annual cost ($6.95/month) = $83.40. Total net annual value = $1,171.60.

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Benefit Reference Guide. 3 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. 4 Requires activation. 5 Billshark charges a one-time fee of 33% of any bill reduction savings. If you don't save money there is no fee - guaranteed.


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uChoose Rewards

uChoose Rewards
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Digital Services

Digital Services
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Order Checks

Order Checks
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FAQs

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